You spent $50–200 acquiring each user. 70% vanish after day one — not because your product is bad, but because it never answered "what does this mean for me?" PersonaQuanta fixes that at the onboarding stage.
Embedded at your KYC flow. Optional, pseudonym-first. No bank logins, no document uploads.
4 indices with confidence ranges and plain-language drivers. Users see something real about themselves.
One variable change shows directional impact. "Finish to see your result" engagement loop.
Index change → contextual reason to reach out. Value, not promotions. Retention, not churn.
A neobank or insurtech just spent $50–200 to acquire a new user. That user opens the app once, sees a balance and some buttons, and leaves. 70% never come back. Not because the product is bad — because it never answered "what does this mean for me?"
PersonaQuanta gives product teams a way to fix that. We embed into your existing onboarding flow and turn client data into a personalized economic portrait. The client sees something meaningful. The bank gets a reason to communicate that isn't a promotion.
We sell the methodology and integration blueprint as a one-time document package, $4,900–$14,900. Your fintech team implements it in 12 weeks. No dependency on us after delivery.
Instead of "here's another loan offer" — your product sends "here's what changed in your financial profile and what it means for you." That's the difference between churn and retention.
B2B engagement blueprint for fintech teams. Pilot Blueprint Pack $4,900–$14,900. One-time sale, 12-week implementation, no dependency after delivery.
Consumer app extending the same indices to individuals. Health, education, lifestyle included. iOS + Android, $9/mo + $49 one-time. $1–3M ARR potential.
The benchmark becomes a product. Fintech teams query economic behavior patterns — churn signals, retention drivers, peer cohort data. Data network effect moat. $50M+ potential.
PersonaQuanta starts as a B2B engagement layer — a blueprint your fintech team buys once and deploys in 12 weeks. The data and methodology it generates become the foundation for HEV, a direct-to-consumer app where individuals assess their own economic value independently.
Each stage feeds the next. B2B clients validate the indices. Consumer users generate behavioral benchmarks. Benchmarks become a platform. The same four indices — NW, LEP, HPI, CONF — run through all three stages.
Investors entering at Stage 1 get exposure to all three. The Blueprint Pack is the beachhead — the ecosystem is the moat.